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Service Credit

Service credit is accrued through contributions during school employment, for other periods at no cost, and for other service that may be purchased.

The amount of your service credit determines:

  • Your eligibility for retirement or disability benefits
  • The amount of your benefit
  • Your eligibility for health care coverage and the amount of your premium

It also determines the eligibility of your dependents for survivor benefits, the amount of benefits, and availability of health care coverage.