Dental and Vision

SERS offers dental coverage through Delta Dental of Ohio. The Delta Dental plan provides access to two large dental networks:

• Delta Dental PPO
• Delta Dental Premier

Your costs will be lower when you use a dentist in the PPO network.

Visit www.deltadentaloh.com/sersohio to find a network dentist or learn more about your plan.

Eligibility and Enrollment

To enroll in dental coverage, you must have at least 10 years of qualified service credit.

You must enroll in dental coverage if you want to cover your spouse and/or children.

You may enroll in dental coverage:

• When you retire or begin receiving a disability benefit
• Within 31 days of an involuntary cancellation of another dental plan
• During the biennial open enrollment period

The 2026–2027 enrollment period ends December 31, 2027, regardless of your effective coverage date. Once enrolled, you must remain enrolled through December 31, 2027, and continue paying monthly premiums.

Identification Cards

You will receive a dental ID card from Delta Dental of Ohio approximately five days before your coverage becomes effective.

• Delta Dental issues one ID card in the SERS retiree’s name

• Covered spouses and children should use the same ID card

2026-2027 Dental Premiums

*A dependent can be a spouse or a child

Delta Dental Coverage Highlights

Benefit year: January 1 through December 31. Plan Documentation Prevails.

When you receive services from a nonparticipating dentist, the percentages listed indicate the portion Delta Dental will pay for those services. The nonparticipating dentist fee paid by Delta may be less than what your dentist charges, and you are responsible for the difference.

Maximum Coverage

$1,500 per person per calendar year

Provider Payment

Network dentists have agreed to accept Delta’s negotiated prices for various services. The percentages on the chart below show how much the plan pays. When a service is not covered at 100%, you pay the remaining portion.

Network dentists cannot charge you more than Delta’s negotiated prices. A non-participating dentist who charges more than the payment schedule can bill you the difference.

Find a Network Dentist

To locate a network dentist near you:

• Call your dentist’s office and ask if your dentist participates in the Delta Dental PPO or Premier network
• Call Delta Dental’s customer service department at 1-800-524-0149
• Visit Delta Dental’s online directory at deltadentaloh.com/sersohio, and click on the “Find a Dentist” icon

Vision coverage is offered through VSP Vision Care, the nation’s largest eye care plan provider.

The VSP plan also provides savings on hearing aids through TruHearing. Visit truhearing.com/vsp or call 1-833-414-5674 for more information.

Eligibility and Enrollment

To sign up for vision coverage, you must have at least 10 years of qualified service credit. You must enroll in vision coverage to enroll your spouse and/or children.

You can enroll:

• When you retire or begin receiving a disability benefit
• Within 31 days of involuntary cancellation of another vision plan
• During the biennial open enrollment period

The 2026-2027 enrollment period ends December 31, 2027, regardless of your effective date of coverage. Once enrolled in the vision plan, you must remain enrolled through December 31, 2027, and pay the monthly premiums.

Identification Cards

VSP does not issue ID cards. VSP providers confirm benefit information when you make an appointment.

Provider Choices

VSP Preferred Providers: If you see a VSP preferred provider, your out-of-pocket costs will be lower. To find a VSP provider, visit vsp.com or call VSP at 1-800-877-7195.

Non-Network Providers: You can choose any provider, national retailer, or local retail chain. However, if you see a non-network provider, your costs will be higher. If a non-network provider charges more than VSP allows, the provider can bill you the difference.

2026-2027 Vision Premiums

*A dependent can be a spouse or a child

Vision Plan Highlights

Coverage with VSP Doctors and Affiliate Providers*

Benefit period: January 1, 2026 through December 31, 2027

* Coverage with a retail chain affiliate may be different. Once your coverage is effective, visit vsp.com for details. Coverage information is subject to change. In the event of a conflict of information, the terms of the VSP contract will prevail.